Used Car Finance in Edinburgh

At Traffic Vehicle Solutions Limited, we offer competitive finance options for used cars and vans in Edinburgh. Our tailored plans make it easy to own your ideal vehicle. Contact us to explore affordable monthly payments and flexible terms designed to suit your budget. Drive away with your perfect car or van today!

BMW 4 Series 3.0 435d M Sport Coupe 2dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)

£12,495

From £266.52/month
BMW
BMW

4 Series

£12,495
(From £266.52/month)
2016
93,628 miles
Diesel
Automatic
50.4 mpg
£215 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,495 | Total Deposit: £1,249.50 | Total Amount of Credit: £11,245.50 | First Payment: £266.52 | 58 Monthly Payments: £266.52 | Final Payment: £276.52 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,755.70 | Total Amount Payable: £17,250.70 | Annual Fixed Interest Rate: 8.44% | Representative APR: 15.90%
SEAT Ateca 1.0 TSI Ecomotive SE Technology SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£7,299

From £140.83/month
SEAT
SEAT

Ateca

£7,299
(From £140.83/month)
2017
91,023 miles
Petrol
Manual
53.3 mpg
£195 / £620 per year
Typical Representative Finance Example
Product: Forward Asset Finance HP | Cash Price: £7,299 | Total Deposit: £729.90 | Total Amount of Credit: £6,569.10 | First Payment: £140.83 | 58 Monthly Payments: £140.83 | Final Payment: £141.83 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,881.70 | Total Amount Payable: £9,180.70 | Annual Fixed Interest Rate: 10.90% | Representative APR: 10.90%
Ford Fiesta 1.6T EcoBoost ST-2 Hatchback 3dr Petrol Manual Euro 5 (182 ps)

£5,999

From £127.91/month
Ford
Ford

Fiesta

£5,999
(From £127.91/month)
2014
66,529 miles
Petrol
Manual
47.9 mpg
£195 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,999 | Total Deposit: £599.90 | Total Amount of Credit: £5,399.10 | First Payment: £127.91 | 58 Monthly Payments: £127.91 | Final Payment: £137.91 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,285.50 | Total Amount Payable: £8,284.50 | Annual Fixed Interest Rate: 8.43% | Representative APR: 15.90%
Ford Fiesta 1.25 Zetec Hatchback 5dr Petrol Manual Euro 5 (82 ps)

£3,499

From £74.55/month
Ford
Ford

Fiesta

£3,499
(From £74.55/month)
2014
91,551 miles
Petrol
Manual
54.3 mpg
£35 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,499 | Total Deposit: £349.90 | Total Amount of Credit: £3,149.10 | First Payment: £74.55 | 58 Monthly Payments: £74.55 | Final Payment: £84.55 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,333.90 | Total Amount Payable: £4,832.90 | Annual Fixed Interest Rate: 8.41% | Representative APR: 15.90%
Audi TT 2.0 TFSI Coupe 3dr Petrol Manual Euro 4 (200 ps)

£1,299

From £27.61/month
Audi
Audi

TT

£1,299
(From £27.61/month)
2008
100,000 miles
Petrol
Manual
36.7 mpg
£345 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £1,299 | Total Deposit: £129.90 | Total Amount of Credit: £1,169.10 | First Payment: £27.61 | 58 Monthly Payments: £27.61 | Final Payment: £37.61 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £497.50 | Total Amount Payable: £1,796.50 | Annual Fixed Interest Rate: 8.34% | Representative APR: 15.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%

FAQ

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and needs.

Yes, you can. We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess every application individually.

The process is straightforward. First, choose the used car or van that you are interested in. Then, complete our simple online finance application form. Once submitted, we will review your application and get back to you with the options available.

We aim to provide decisions as quickly as possible, typically within 24 hours from the time we receive all required information.

Absolutely, part exchanges are welcome. You can use your current vehicle as a deposit against your new purchase. We will assess the value of your current vehicle and apply this value towards your finance agreement.

No, there are no specific restrictions on the cars and vans you can purchase with finance from us. We offer a wide range of used cars and vans in Edinburgh, and you can choose any vehicle that fits your finance approval terms.