Used Car Finance in Edinburgh

At Traffic Vehicle Solutions Limited, we offer competitive finance options for used cars and vans in Edinburgh. Our tailored plans make it easy to own your ideal vehicle. Contact us to explore affordable monthly payments and flexible terms designed to suit your budget. Drive away with your perfect car or van today!

Audi Q3 2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps)

£14,495

From £285.48/month
Audi

Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps)
£14,495
(From £285.48/month)
Year
2016
Mileage
40,476 miles
Fuel Type
Diesel
Transmission
Automatic
MPG
51.4 mpg
ULEZ
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,495 | Total Deposit: £1,449.50 | Total Amount of Credit: £13,045.50 | First Payment: £285.48 | 58 Monthly Payments: £285.48 | Final Payment: £295.48 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,093.30 | Total Amount Payable: £18,588.30 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Skoda Karoq 1.0 TSI GPF SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£7,890

From £155.33/month
Skoda

Karoq

1.0 TSI GPF SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£7,890
(From £155.33/month)
Year
2019
Mileage
103,000 miles
Fuel Type
Petrol
Transmission
Manual
MPG
44.8 mpg
ULEZ
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,890 | Total Deposit: £789 | Total Amount of Credit: £7,101 | First Payment: £155.33 | 58 Monthly Payments: £155.33 | Final Payment: £165.33 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,228.80 | Total Amount Payable: £10,118.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
Ford Fiesta 1.6T EcoBoost ST-2 Hatchback 3dr Petrol Manual Euro 5 (182 ps)

£5,999

From £118.06/month
Ford

Fiesta

1.6T EcoBoost ST-2 Hatchback 3dr Petrol Manual Euro 5 (182 ps)
£5,999
(From £118.06/month)
Year
2014
Mileage
66,529 miles
Fuel Type
Petrol
Transmission
Manual
MPG
47.9 mpg
ULEZ
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,999 | Total Deposit: £599.90 | Total Amount of Credit: £5,399.10 | First Payment: £118.06 | 58 Monthly Payments: £118.06 | Final Payment: £128.06 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,694.50 | Total Amount Payable: £7,693.50 | Annual Fixed Interest Rate: 6.24% | Representative APR: 11.90%
Volvo V40 1.6 D2 SE Hatchback 5dr Diesel Manual Euro 5 (s/s) (115 ps)

£5,799

From £114.12/month
Volvo

V40

1.6 D2 SE Hatchback 5dr Diesel Manual Euro 5 (s/s) (115 ps)
£5,799
(From £114.12/month)
Year
2013
Mileage
45,396 miles
Fuel Type
Diesel
Transmission
Manual
MPG
83.1 mpg
ULEZ
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,799 | Total Deposit: £579.90 | Total Amount of Credit: £5,219.10 | First Payment: £114.12 | 58 Monthly Payments: £114.12 | Final Payment: £124.12 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,638.10 | Total Amount Payable: £7,437.10 | Annual Fixed Interest Rate: 6.24% | Representative APR: 11.90%
Ford Fiesta 1.25 Zetec Hatchback 3dr Petrol Manual Euro 6 (82 ps)

£5,290

From £102.06/month
Ford

Fiesta

1.25 Zetec Hatchback 3dr Petrol Manual Euro 6 (82 ps)
£5,290
(From £102.06/month)
Year
2017
Mileage
60,000 miles
Fuel Type
Petrol
Transmission
Manual
MPG
54.3 mpg
ULEZ
Compliant
Typical Representative Finance Example
Product: Forward Asset Finance HP | Cash Price: £5,290 | Total Deposit: £529 | Total Amount of Credit: £4,761 | First Payment: £102.06 | 58 Monthly Payments: £102.06 | Final Payment: £103.06 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,363.60 | Total Amount Payable: £6,653.60 | Annual Fixed Interest Rate: 10.90% | Representative APR: 10.90%
Volkswagen Polo 1.2 TSI BlueMotion Tech SE Hatchback 3dr Petrol Manual Euro 6 (s/s) (90 ps)

£4,890

From £96.20/month
Volkswagen

Polo

1.2 TSI BlueMotion Tech SE Hatchback 3dr Petrol Manual Euro 6 (s/s) (90 ps)
£4,890
(From £96.20/month)
Year
2014
Mileage
77,187 miles
Fuel Type
Petrol
Transmission
Manual
MPG
60.1 mpg
ULEZ
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,890 | Total Deposit: £489 | Total Amount of Credit: £4,401 | First Payment: £96.20 | 58 Monthly Payments: £96.20 | Final Payment: £106.20 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,381 | Total Amount Payable: £6,271 | Annual Fixed Interest Rate: 6.23% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%
Product
Hire Purchase
Cash Price
£4,290.00
Total Deposit
£429.00
Total Amount of Credit
£3,861.00
First Payment
£91.44
58 Monthly Payments
£91.44
Final Payment
£101.44
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,635.40
Total Amount Payable
£5,925.40
Annual Fixed Interest Rate
8.42%
Representative APR
15.90%

What Finance Options Are Available For Purchasing Used Cars And Vans In Edinburgh?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and needs.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, you can. We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess every application individually.

What Is The Process For Applying For Car Finance?

The process is straightforward. First, choose the used car or van that you are interested in. Then, complete our simple online finance application form. Once submitted, we will review your application and get back to you with the options available.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, typically within 24 hours from the time we receive all required information.

Can I Use A Part Exchange As A Deposit For My Finance?

Absolutely, part exchanges are welcome. You can use your current vehicle as a deposit against your new purchase. We will assess the value of your current vehicle and apply this value towards your finance agreement.

Are There Any Restrictions On The Cars And Vans I Can Purchase With Finance?

No, there are no specific restrictions on the cars and vans you can purchase with finance from us. We offer a wide range of used cars and vans in Edinburgh, and you can choose any vehicle that fits your finance approval terms.