Used Car Finance in Glasgow
At Traffic Vehicle Solutions Limited, we make financing your next car straightforward. Whether you're in Glasgow or nearby, our flexible finance options ensure you can drive away with the perfect used car or van without stress. Contact us today to explore our competitive rates and tailored finance packages.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,290.00 |
| Total Deposit £429.00 | Total Amount of Credit £3,861.00 |
| First Payment £91.44 | 58 Monthly Payments £91.44 |
| Final Payment £101.44 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 |
| Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 |
| 58 Monthly Payments £91.44 | Final Payment £101.44 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 | 58 Monthly Payments £91.44 | Final Payment £101.44 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
What Finance Options Are Available For Purchasing Used Cars And Vans In Glasgow?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed advice to help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with varied credit backgrounds. We recommend discussing your specific situation with our finance experts for tailored advice.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income. Our finance team will inform you of any additional documents required during your application process.
How Long Does It Take To Get Approval For Car Finance?
The approval time can vary depending on the lender and your individual circumstances. Generally, finance approvals can be obtained within 24 to 48 hours after submitting all required documentation.
Can I Use My Current Vehicle As A Part Exchange Towards The Finance Deal?
Absolutely, we accept part exchanges as part of the finance deal. We will assess the value of your current vehicle and this can be used as a deposit or to reduce your finance amount. Our team will guide you through the valuation and exchange process.
Are There Any Restrictions On The Age Or Type Of Vehicle I Can Purchase With Finance?
Finance options are generally available for most types of used cars and vans, but there may be restrictions based on the age and condition of the vehicle. Our finance experts can provide more specific information based on the vehicles you are interested in.