Used Car Finance in Greenock
At Traffic Vehicle Solutions Limited, we make financing your next used car or van in Greenock straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away with the perfect vehicle without any financial hassle. Visit us to explore our competitive rates and tailored plans.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,290.00 |
| Total Deposit £429.00 | Total Amount of Credit £3,861.00 |
| First Payment £91.44 | 58 Monthly Payments £91.44 |
| Final Payment £101.44 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 |
| Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 |
| 58 Monthly Payments £91.44 | Final Payment £101.44 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 | 58 Monthly Payments £91.44 | Final Payment £101.44 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
FAQ
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your circumstances.
Yes, we consider all applications, including those from individuals with poor credit histories. We work with several lenders who specialise in providing finance to those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide a decision as quickly as possible. In most cases, you can expect to hear back within 24 to 48 hours after submitting your application.
Absolutely, we accept part exchanges as a deposit. The value of your current vehicle can be assessed and used towards the deposit for your new purchase, potentially lowering your monthly payments.
Finance agreements typically have certain criteria regarding the age and type of vehicle. However, we offer a wide range of used cars and vans in Greenock that meet these criteria, ensuring you have plenty of options to choose from.