Used Car Finance in Paisley
At Traffic Vehicle Solutions Limited, we offer competitive finance options for used cars and vans in Paisley. Our tailored plans make it easy to own your ideal vehicle without financial strain. Visit us in Barrhead, Glasgow, and East Renfrewshire to explore our flexible financing solutions.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,290.00 |
| Total Deposit £429.00 | Total Amount of Credit £3,861.00 |
| First Payment £91.44 | 58 Monthly Payments £91.44 |
| Final Payment £101.44 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 |
| Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 |
| 58 Monthly Payments £91.44 | Final Payment £101.44 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 | 58 Monthly Payments £91.44 | Final Payment £101.44 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
What Finance Options Are Available For Purchasing Used Cars And Vans In Paisley?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance experts.
What Documents Do I Need To Provide To Apply For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income. Our finance team will guide you through the specific requirements during your application process.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the response times from our finance partners.
Can I Use A Part Exchange As A Deposit For My Finance Agreement?
Yes, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We will assess the value of your vehicle and apply this amount as a deposit for your finance agreement, potentially lowering your monthly payments.
Are There Any Restrictions On The Age Or Mileage Of The Vehicle I Can Finance?
Generally, finance options are available for vehicles up to 10 years old and with a mileage of less than 100,000 miles at the time of purchase. However, these criteria can vary by lender, so we recommend discussing your specific needs with our finance team.