Used Van Finance in Greenock
Exploring used van finance options in Greenock? At Traffic Vehicle Solutions Limited, we offer flexible financing plans tailored to meet your needs. Whether you're upgrading your business fleet or need a reliable van for personal use, our expert team is here to help you secure the best deal. Visit us today and drive away with confidence!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,290.00 |
| Total Deposit £429.00 | Total Amount of Credit £3,861.00 |
| First Payment £91.44 | 58 Monthly Payments £91.44 |
| Final Payment £101.44 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 |
| Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 |
| 58 Monthly Payments £91.44 | Final Payment £101.44 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
| Product Hire Purchase | Cash Price £4,290.00 | Total Deposit £429.00 | Total Amount of Credit £3,861.00 | First Payment £91.44 | 58 Monthly Payments £91.44 | Final Payment £101.44 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £1,635.40 | Total Amount Payable £5,925.40 | Annual Fixed Interest Rate 8.42% | Representative APR 15.90% |
What Finance Options Are Available For Purchasing A Used Van In Greenock?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your needs.
Can I Apply For Van Finance If I Have A Poor Credit History?
Yes, we consider all applications, including those from individuals with poor credit histories. We work with several lenders who specialise in providing finance to those with less than perfect credit scores.
What Documents Do I Need To Provide To Apply For Van Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your financial situation.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the speed of the checks we need to perform.
Can I Use A Part Exchange As A Deposit For My Van Finance?
Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new van.
Are There Any Restrictions On The Age Or Mileage Of The Van I Can Finance?
Yes, there are some restrictions to ensure the reliability and value of the vans we finance. Generally, vans must be under a certain age and mileage limit, which can vary by finance provider. Our team can provide specific details based on your chosen finance option.